Pricing Model
We work behind the scenes to help your money work for you. It’s our passion to help you achieve your life goals and feel confident in your financial future.
But at the end of the day, we have to get paid too, and we’ve had many people ask us how we’re compensated.
So we figured we’d tell you.
There are typically three ways a financial planner is compensated for their time and expertise.
Asset Management Fees
We’ll get up to 1% of the investments we manage for you. Our financial planning services may be included in the fees.
Commission
Generally, with insurance products, the insurance company pays. We do an insurance needs analysis to determine the right plan for you, then we walk you through the process of applying. Other financial planning services may be included in the fees.
Fee For Service
Option A) Hourly - $300 per hour:
Financial Planning
Approximate value of your home
Other real estate, rental properties, etc.
Business interests
RRSPs, TFSAs, any other savings
Certified Executor Advising
We work to ensure a seamless transition from generation to generation, helping testators, executors and heirs in the important estate planning processes.
Transition Financial Planning
We’ll help if you’ve sold a business, inherited money, are changing jobs, or need help with pension planning or retirement.
Option B) Annually - $3,000 Billed Quarterly:
Financial Planning
Two semiannual reviews - 1.5 hours each
Two semiannual investment planning reviews - 1.5 hours each
Answer questions about life insurance, investment planning, mortgage renewal, etc.
Certified Executor Advising
We work to ensure a seamless transition from generation to generation, helping testators, executors and heirs in the important estate planning processes.
Transition Financial Planning
We’ll help if you’ve sold a business, inherited money, are changing jobs, or need help with pension planning or retirement.
